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Category Archives: Legal

What Should Injured Workers Do After An On-The-Job Accident?

In Oklahoma, worker’s compensation insurance covers specific injuries sustained by workers within the work environment. The laws define the work environment as the business location and/or off-site environments in which workers perform their job duties for the company. A local attorney provides insight into the procedures required for starting claims and fighting for compensation.

Report the Accident to Their Employer

The worker is required to report the accident to their employer within the first thirty days. However, it is advisable for the worker to report their injuries promptly to reduce their wait for benefits. A more serious accident won’t need to be reported as the employer is required on the scene immediately. The employer will provide paramedics with a claim’s form for the employee.

Visit Emergency Rooms or an Urgent Care Provider

The injured worker must visit an emergency room or urgent care provider for a diagnosis. Unless the injuries are life-threatening, the worker won’t receive immediate coverage through the insurance. It is possible for the worker to face some initial out-of-pocket costs that are reimbursed after the diagnosis is presented.

Submit All Forms On Time

All forms must be submitted to the insurer within ten days for proper processing. A claim’s adjuster takes over the case and determines if the injuries are covered under the policy. The terms of the policy indicate what injuries establish eligibility and the length of time in which the worker receives any monetary benefits.

Hire an Attorney if They are Denied Benefits

If the worker is denied worker’s compensation benefits, an attorney could help the worker file a legal claim or appeal. The claim could provide the worker with a chance to get a reconsideration of their claim. Typically, a lawsuit is managed by a judge and jury. If successful, the worker receives full payment for all their medical costs and monetary benefits.

In Oklahoma, worker’s compensation insurance offers medical services required for treating sudden injuries. Any monetary benefits provided for the worker equate to around sixty percent of their normal wages. Workers who need legal help after they are turned down for benefits can contact an attorney by visiting today.

The Lost Art Of Saving On Your Motoring Costs: Four Quick Tips for Saving

Many drivers are missing out on The Lost Art Of Saving On Your Motoring Costs. Thankfully, it does not require an advanced degree or some tech-savvy skills to save. Below is a quick rundown of four quick and free things that can be done right now to start saving today.

1. Let the Engine Run for a Minute When Turning it On

Give the engine time to warm up just a bit before leaving. The gas can start to settle. It’s healthier on the car and it is dramatically more fuel efficiency, especially in the first 10 minutes of any drive. It’s great for efficiency, but it also allows the car to last longer by getting to the proper heat levels for quality driving.

2. Use the Standard Application Oil grade

There is an argument that higher-quality, premium grades will work better on the car. Though this may be true for the lucky Porsche and Ferrari drivers of the road, it has little bearing on standard vehicles. The difference is negligible at most, and the cost differences are substantial. Contact the manufacturer for the grade the car was built around.

3. Change the Oil Ahead of Time

Catch the oil change date or mile count on the nose or a little before. It keeps the car running at the best level and with the cleanest oil. The mile marker may already be the best time to change it.

4. Drive Slower

Drivers should slow down on the road. At high speeds, the engine hits a new level of fuel efficiency. The increase is not positive. The faster a car goes, the lower its efficiency. This works across the board. Another quick bonus tip here is to drive with the windows up at higher speeds. The wind from the windows will pressurize the car and add more resistance.

The best tip for anyone is to let off the pedal. Road rage is real. It is also absurdly expensive. Weaving in and out of traffic, holding onto high speeds, and hard braking all work against the engine. These tactics are costly when trying to extend the life of a car and keep costs down. They also hardly save as much time as these kinds of drivers would think.